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Certificates

Whether you’re looking for a short- or long-term investment, you can earn great dividends with a variety of certificate options. Rates can be locked in for as little as three months or as long as 36 months, with dividends accrued daily and posted monthly. After maturity, account holders have 10 days to cash out or renew; otherwise, the certificate will roll over automatically.

Features:

  • Dividends accrue daily and post monthly
  • A deposit of a specific amount for set period of time (term) is guaranteed a certain interest rate for that period
  • Minimum term available is three months
  • Jumbo rates quoted from our Certificate Specialist
  • Ten–day grace period to cash out or renew after maturity or it will automatically roll over
  • No monthly fees
  • Charges for early redemption:
          3 to 17 month CD – 1 month’s posted dividend plus any accrued dividends
          18 month or higher CD – 3 month’s posted dividend plus any accrued dividends

Super Saver Certificate

A 12-month certificate that can be opened with as little as $100. This certificate requires a minimum monthly deposit of $25 for the life of the certificate.

Sky's the Limit Certificate

A 12-month certificate that gives you flexibility to deposit to when it is convenient for you. The opening deposit is $5,000. After the minimum deposit, a minimum deposit of $1,000 can be made at anytime during the life of the certificate.

Call a member services representative for more information or click here to view current certificate rates.

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1520 W. Third Ave., P.O. Box 3200 Spokane, WA 99220-3200
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